Reliant Power Savings Plans Review: Rates, Bill Credit & Best-Fit Usage (October 2026)

The Reliant Power Savings plan may seem like a good deal when your usage qualifies for the monthly credit, but qualifying for the credit does not guarantee a lower electricity bill. If your usage drops below the threshold, the plan can cost more. Even in months when you get the credit, it might still be more expensive than other plans, depending on the rates.

Our take: Most people should start by looking at fixed-rate plans that do not have a usage threshold. Reliant Power Savings is only a good option if, after comparing your actual monthly usage, it gives you a lower total cost for the year.

Seasonal changes in your electricity use make this comparison even more important. Even if your home averages about 1,000 kWh per month, you might use less during some months, depending on your home and where you live. Before you sign up, compare Power Savings with a fixed-rate plan using your last 12 months of bills, not just the advertised 1,000-kWh rate.

Please note: All rates above are accurate as of 10/12/2026, 6:57:03 AM CST for the Centerpoint TDSP. Rates may have changed since this date/time. For the most up-to-date rates in your area, please enter your ZIP code above.
*Average pricing shown in cents per kWh.

Most people should start by looking at fixed-rate plans that do not have a usage threshold. Reliant Power Savings is only worth considering if, after checking your monthly usage, the credit helps lower your total yearly cost enough to make up for the higher energy charge.

Reliant Power Savings rates and terms can vary by ZIP code, utility territory, and active plan version.

 
  
  
 
 Google rating 
 
 5.0  
 
 
  
 
 

Reliant Power Savings is a bill-credit electricity plan from Reliant Energy. Its main feature is a monthly bill credit that applies only when usage reaches the plan’s required threshold. For the standard version reviewed here, that means the plan is strongest for homes that consistently use at least 1,000 kWh per month but do not consistently reach 2,000 kWh.

This plan does not offer free nights, free weekends, reward points, or focus on renewable energy. It is a simple bill-credit plan. You save money by earning the credit, but the main risk is paying a higher rate in months when your usage is below the threshold.

Reliant’s Power Savings plan advertises a fixed energy charge, but the actual rate changes depending on whether or not the bill credit is applied. The bill credit only applies if your monthly usage meets the required threshold (typically 1,000 kWh or more per month), which reduces the effective energy charge.

For the standard version reviewed here, the threshold is 1,000 kWh.

1. Reliant charges an energy rate for each kWh you use.
2. Your local utility adds TDU delivery charges.
3. If your monthly usage reaches the bill-credit threshold, Reliant subtracts the credit.
4. If your usage falls below the threshold, the credit does not apply.
5. Taxes and other applicable charges are added to the final bill.

If your home uses 1,050 kWh, you get the credit. If you use 950 kWh, you do not. But just qualifying for the credit does not mean Reliant Power Savings will be cheaper than other plans.

If you are asking yourself, “Will I save money with the Reliant Power Savings Plan?” We have done the math to help you find out.

Using typical energy consumption data sampled from thousands of Texas households, we’ve outlined how the Reliant Power Savings Plan stacks up against a typical fixed-rate plan from its competitors. 

The example below shows how this bill-credit plan calculates a 1,050-kWh bill and how the result compares with the fixed-rate plan used in our model. The rates reflect the reviewed plan data and should be replaced with current ZIP-code values before publication.

Using those values, the estimated bill at 1,050 kWh works out as follows:

Reliant primarily offers fixed-rate plans, which lock in your energy charge for 12, 24, or 36 months. These are ideal for customers who want predictable bills and no surprises tied to seasonal demand spikes.

Some plans also include bill credits (like the Power Savings 24 plan), rewarding customers who hit monthly usage thresholds—typically around 1,000 kWh. Others, like the Flextra Credits line, offer “free” high-usage days each week and redeemable credits throughout the year.

If you’re more usage-savvy or tech-inclined, Time-of-Use (TOU) plans like Truly Free Weekends give you lower rates during off-peak periods. Just be sure your lifestyle aligns with the discount windows, or you could end up paying more overall.

Best for: Homes with stable monthly usage, especially in the 1,200–1,800 kWh range.

The calculation above shows that the $75 credit applies. That sounds good, right?

But there is more to consider.

A separate comparison is still needed to determine whether your energy bill would actually be lower. Using the fixed-rate plan from the same model at the same 1,050-kWh usage level:

The result: Even when you get the bill credit with the Reliant Power Savings Plan, a typical fixed-rate plan still costs a bit less.

Reliant Power Savings works differently depending on how much electricity you use each month. If you do not reach the 1,000-kWh threshold, you will see the biggest cost differences. Even if you earn the credit, the plan is not always cheaper. The examples below compare Power Savings with a fixed-rate plan at four times during the year.

Modeled estimates use the rate assumptions and usage curve provided for this analysis. Current rates, delivery charges, plan terms, and results vary by ZIP code and should be updated before publication.

What the math shows: Missing the threshold creates the largest cost gaps, but qualifying for the credit does not guarantee savings. In August, the modeled household earns the credit and still pays about $24 more with Power Savings because the higher per-kWh charge applies to all 1,457 kWh.

When is the Reliant Power Savings Plan most expensive? It costs the most when your usage does not reach the 1,000-kWh threshold and you do not get the credit. Even in a high-usage month like August, just reaching the threshold is not enough. In the example, the household uses 1,457 kWh, earns the credit, but still pays about $24 more with Power Savings.

In this example, Power Savings only gives you a lower bill in a small range of monthly usage. Be sure to compare the plans using all 12 months of your own usage before you decide.

Reliant Power Savings and Reliant Power Savings 2,000 kWh are designed for different usage needs. The standard plan is usually best for homes that use between 1,000 and 1,999 kWh most months. The 2,000-kWh version is better for larger homes or those with high electricity use, like homes with pools, electric vehicle charging, or older HVAC systems, that regularly use 2,000 kWh or more.

Choose the version that fits your actual usage, not just the one with the biggest credit.

Reliant sells the electricity plan, but your local utility delivers electricity to your home. In Texas, that utility is often called the TDU or TDSP. It charges regulated delivery fees that appear on your bill.

Those delivery charges vary by utility territory. That is why the same Reliant Power Savings plan can show different average prices in different parts of Texas.

For bill-credit plans, location is only one part of the calculation. Your final cost depends on:

• Your monthly usage.
• Whether your usage qualifies for the bill credit.
• Your ZIP code and utility territory.

 
  
  
 
 Google rating 
 
 5.0  
 
 
  
 
 

The best plan for you might not be another Reliant plan. Compare Power Savings with any plan that gives you the lowest estimated bill for your usage and location.

Look at the estimated bills, not just the plan names. The plan with the lowest advertised rate is not always the cheapest overall.

If Reliant Power Savings seems close but not clearly the best, compare it with other plans that might better fit your needs. Since availability and rates change by ZIP code, use the plan names below as examples to check in real-time, not as set recommendations.

Shopper takeaway

Do not compare plan names alone. Compare the estimated bill at your actual usage level. Reliant Power Savings is strongest when the 1,000-kWh credit applies consistently; another plan may be better if your usage pattern does not match that threshold.

The rate is just one part of the picture. Before you sign up, double-check the details that affect your real costs: your usage, the bill-credit threshold, the EFL, and whether the plan version matches your home.

Before choosing Reliant Power Savings, make sure you know:

• Your ZIP code and utility territory.
• The exact plan version.
• The bill credit amount.
• The usage threshold.
• Your average monthly usage from recent bills.
• The estimated bill at 500, 1,000, and 2,000 kWh.
• The early termination fee.
• The renewable content.
• At least one fixed-rate plan without a credit threshold.
• At least one comparable bill-credit alternative.

If Reliant Power Savings does not give you a competitive estimated bill for your actual usage, do not try to make it work. Compare other plans before you enroll.

Pick Reliant Power Savings if your home usually uses between 1,000 and 1,999 kWh each month and the current estimate for your ZIP code is better than other plans for your usage.

Look at other plans if your usage often drops below 1,000 kWh, regularly goes above 2,000 kWh, or changes a lot by season. Bill-credit plans can look great at the threshold but are often less attractive outside of it.

The best way to shop for this plan is simple: review your last 12 months of usage, compare the estimates for 500, 1,000, and 2,000 kWh, and read the current EFL before you enroll. If Power Savings still gives you the lowest estimated bill, it could be a good choice. If the savings only appear at one usage level, keep looking.

Check current Reliant Power Savings rates for your ZIP code

 
  
  
 
 Google rating 
 
 5.0